7 Best Magento 2 Payment Gateways for 2018

29 April 2018

If you are the one, who just decided to build own web store — congratulations! That’s a decision, what will definitely affect your business positively. If you still undecided, which ecommerce platform to choose — make sure you check out our previous blogpost. Once you decided to use Magento 2 for your online store — congratulations once again! It won’t be easy, but the result will be truly amazing and will exceed your expectations. One of the most important parts of smoothly operating web store is Magento payment gateway. We just freshly selected some best Magento payment gateways, to make your customers’ experience more pleasant and your income greater. So, here we begin…

Magento payment gateway

First of all, let’s figure out what is payment gateway and why is it so important for your store. Speaking in simple words — payment gateway is the process, designed to proceed securely credit card data of a customer and the merchant, as well as between merchant and payment processor. You may imagine it as an agent between the merchant and the bank. It is also the last step, that turns item in the cats into a real purchase, securing all the customer’s data and identity from theft or encrypting credit card numbers. This way it is very important to provide clients with best and what is more, safe experience. Thus, choosing Magento credit card processing providers must be top priority. The logic is simple, the more your client is satisfied, the bigger your profit is. 

Since you have a clear understanding of what’s payment gateway is, you might want to know, how to pick  up the best solution particularly for your business. It should meet your required needs in terms of security, convenience, functionality and price.

What to take into consideration?

payment gateway

These are the four main things to evaluate a payment gateway:

  • Security – How protected the payments are?
  • Convenience – Is it easy to use?
  • Capabilities – Are there different options offered? What are the payment method available?
  • Pricing – What are the fees for processing payment? Are there any monthly fees?

In 2018 there are many options to choose from if you are looking for payment gateway. We came up with 7 best Magento payment gateway list so you do not get lost. Go ahead and find out more about this year’s best Magento credit card processing providers:

Extension Security Convenience Capabilities Pricing / Transaction fees


advanced encryption and 24-hour monitoring customers are able to pay through a PayPal account or credit card and money can be sent to an account using the customer’s email address with PayPal, customers can also make purchases with credit, giving them the option to spend more and pay for purchases over time 2.9 percent + 0.30 USD per authorization


basic fraud protection, secure data storage, and PayPal integration built in flexible enough to work for small businesses, and global ones as well customers can choose from six different ways to pay, including Apple Pay, Venmo, and Bitcoin 2.9 percent + 0.30 USD per authorization


free advanced fraud detection suite, as well as other security measures like address and CVV verification trusted solution that has been around for quite a while and caters to small and mid-sized businesses customers are able to pay by credit card, e-check, Apple Pay, PayPal, and Visa Checkout $25 monthly gateway fee and 2.9 percent + 0.30 USD per transaction


comes with simple PCI compliance, and real-time fee reporting was made with the intention of getting businesses up and running and accepting payments quickly accepts all major credit cards as well as Bitcoin, Alipay, Apple Pay, and Android Pay. They’re also working on adding more payment types 2.9 percent + 0.30 per successful authorization

Sage Pay

has the highest level of card data security (PCI DSS Level 1 compliant) Easy to use, simple interface, quick payments accepts any payment type, including PayPal in 25+ currencies From $30 to $64 for month

Amazon payments

comes with the same fraud protection used on Amazon.com Amazon Payments works by allowing customers to login and pay through their Amazon account. This can greatly decrease checkout time and help increase sales when paying through Amazon, customers choose a payment and shipping method in widgets, so they never leave your site 2.9 percent + 0.30 USD per authorization

Google Checkout

Payment gateway provides fraud protection it got plenty of benefits to lure merchants to jump ship users with Google accounts can pay for the products and services they purchase through an account connected to their Google profile for sales less than $3,000, Google charges a starting fee per transaction of 2.9%+$0.30. But this percentage goes down depending on the merchant’s sales volume every month



more than 300 fraud rules applied to every transaction, making it the highest level of protection in the industry flexible and easy payment processing features support for 87 currencies and 15 languages. Accept major payment methods including credit cards, debit cards, and PayPal there is a pricing table for each country calculated separately. For the US – 2.9%+$0,30



Absolutely most popular solution both with customers and among online stores owners. PayPal has over 218 millions of consumer accounts and more than 17 millions of merchants, which make it the biggest player in the game.

For customers, it is definitely the most desirable option, since all the info is already stored, do there’s no need for additional input of any information providing additional credit card information. PayPal is also a very appealing solution for small and medium enterprises, since it requires no monthly fees and no contracts. However, once you grow up to than $10,000 or $20,000 in card processing per month, a traditional merchant account will become more cost-effective.

Nevertheless, PayPal is the most common request among our customers. Being easy to install and setup — it is the most popular solution we use. Get PayPal!



Another solution provided by PayPal. It is suitable for businesses of all sizes, starting from small going to large enterprises. Braintree accepts and processes payments to help business opportunities grow and revenue growth. Companies around the world benefit from the technology and support of Braintree coupled with the scale, backing, and confidence of partnering with a PayPal service.

It is easy to use both for merchants and customers, as well as it satisfies the needs and wants of the two. That’s why we often use Braintree and recommend it to our clients. Get Braintree!



Authorize.net is unbelievably popular solution, which was designed back in 1996. Since then, the service provider has already accommodated billions of transactions to processing networks on behalf of merchant customers. The amount of existing customers reach over 300 000 merchants.

It is very reliable and trusted solution, which could be a great asset to your online shop. Get Authorize.net!



Working in 25 countries Stripe provides great payment services. So, if you’re looking to bill customers on a recurring basis, set up a marketplace, or simply accept payments, Stripe can do it all as a fully integrated, global payments platform. It accepts a wide range of credit cards, and they continue working on adding more payment types, which makes it more universal.

We highly recommend this solution for international oriented web stores. Get Stripe!

Sage Pay


Sage Pay is one of great solutions for Magento, that has reportedly been delivering secure payment services. It processes almost over million payments monthly. Sage Pay with its online processing method allows payment from the phone, once integrated to website or ecommerce platform. Remarkably, payment pages are fully customizable, which helps to match the brand. As well as it allows integrating own software with a range of tools.

All in all, we find Sage Pay a great Magento payment gateway for quick and secure payments. However, keep in mind, that while it doesn’t impose any fees or contracts, a merchant account application process can take up to 5-10 working days. Get Sage pay!

Amazon Payments

amazon payments

Amazon Payments was launched back in 2007 by Amazon. It allows sending (through ACH) and receiving money using its API. The solution helps to build customer engagement and loyalty. There is an option of attaching forms to collects customer’s info. Furthermore, gateway allows merchants to maintain close customer relationships as well as to control the shopping experience from check-in to check-out.

Amazon Payments offers to create branded checkout experience, and allows customers to use one familiar login to identify themselves and transact on your site. The payment gateway is flexible and secure and Amazon offers two services for businesses: Checkout by Amazon (CBA) and Amazon Simple Pay (ASP). Get amazon payments!

Google Checkout


Google checkout is being called the strongest rival of Paypal. Even though it has got plenty of benefits to lure merchants to jump ship, we didn’t really work with it much. Still, we can not ignore millions of Internet users and their desire to proceed payment with their Google accounts. As for customer, we admit, it is a handy solution. It’s rather very convenient to pay for the products and services purchased through an account connected to personal Google profile.  Such payments are faster and have efficient transactions.

However, from the merchant’s side Google Checkout is less customizable, as well as you have to check once more on the fees charged after you sales grow up to $3,000. Get Google checkout!




With 2Checkout you can make it easy for your customers to shop with support for 87 currencies and 15 languages. It accept major payment methods including credit cards, debit cards, and PayPal. In addition, there is localization of your customers’ checkout experience with familiar features and your branding using our hosted, inline checkout options.

Merchants are able to manage customers’ checkout experience by integrating seamless API interface within the website. There are 3 customizable checkout options to choose from, and integration with 100+ shopping carts available. No coding required, unless you want to! Furthermore, system automatically bills customers at ongoing intervals with membership and subscription options, which is convenient for them and for you. Get 2Checkout!

How to add a payment integration?

Once you decided, which payment gateway you will use for your web store there’s time to get to know how to add this new payment integration. So, check out our quick guide to figure out how to do it yourself.

Payment Gateways

There is already existing solution from Magento to help you with the development of a new payment integration. It is called Payment sample module. It contains all required infrastructure and you can use it as starting point.

To add a new payment method, take the following steps:

  1. First of all, you need to configure general payment method module options. The method is described in the link Payment method module configuration topic.
  2. Secondly, you should configure options of the payment methods. You can find the description in Payment method configuration.
  3. Afterwards, the implementation and configuration of payment method facade follows. It allows processing payments between payment processor (a third party appointed by a merchant to handle transactions) and Magento itself. You can find all the description in Payment method facade. The other info needed is provided in Payment info rendering in Admin checkout.
  4. The last step is to setup and configure payment actions. Such actions are authorization, voiding and other. The hints on how to configure them are described in Add a gateway command. 

You’re done with main configuration! Keep in mind, that the payment method you configures might be available to edit from Admin panel, storefront or even both. It as well might have different configuration settings for each of them. So, check out the last hint — description of how to configure where the method can be used in Configure payment method by area.

All in all,

all the Payment gateways listed are pretty awesome to choose from and there are even more less known merchant services for commerce, that might be a good solution for your business. While choosing make sure you pay attention not just to how popular the solution is, but to the criteria mentioned at the beginning. What is more important — make sure it fits both your short and long-term criteria.

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